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Getting Started & Account Access

A: HyperRail enables businesses to convert between fiat currencies and stablecoins, perform fiat-to-fiat exchange, and manage liquidity using stablecoins as the settlement rail.
A: HyperRail is currently a dashboard-based application. All transactions, treasury operations, and liquidity management are performed via the platform UI.
A: HyperRail is built for:
  • Merchants performing on-ramp, off-ramp, and FX transactions
  • Liquidity Providers supplying stablecoin or fiat liquidity
  • Enterprises managing cross-border treasury operations
A: Sign up directly on the HyperRail application and complete onboarding based on your role (Merchant or Liquidity Provider).

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On-Ramp Transactions

A: An on-ramp converts fiat currency into stablecoins, crediting the stablecoins to your HyperRail wallet.
A: HyperRail supports NGN and GHS for local fiat currencies for now and major stablecoins like USDT, USDC and Matic.
A: Settlement times depend on the fiat corridor, but most on-ramps complete within minutes to a few business hours.

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Off-Ramp Transactions

A: An off-ramp converts stablecoins into fiat currency, which is then paid out to a local bank account.
A: Funds can be sent to supported local bank accounts linked to your HyperRail account.
A: Rates are executable at the time of transaction and reflect current liquidity and market conditions.

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Fiat Currency Exchange

A: Fiat-to-fiat exchange is executed via stablecoins:
Fiat A → Stablecoin → Fiat B.
A: Stablecoins enable faster settlement, lower costs, and better transparency compared to traditional correspondent banking.

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Liquidity & Pricing

A: Liquidity is aggregated from multiple liquidity providers across fiat corridors and stablecoin markets.
A: Approved institutions and entities with fiat or stablecoin liquidity can onboard as Liquidity Providers.
A: Rates are calculated using aggregated liquidity and market pricing, with spreads dynamically adjusted based on transaction volume and liquidity depth.

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Wallets & Treasury

A: Yes. HyperRail provides merchant-owned stablecoin wallets with simplified key management.
A: Yes. You can view and manage fiat balances, stablecoin balances, and in-flight transactions from a unified dashboard.

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Security & Compliance

A: HyperRail is built with enterprise-grade security, including wallet safeguards, role-based access, and transaction monitoring.
A: Yes. Merchants and liquidity providers must complete onboarding and verification before transacting.

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Team & Access Control

A: Yes. You can invite team members and assign roles with specific permissions.
A: Yes. Roles allow you to control who can view balances, initiate transactions, or manage settings.

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Support & Roadmap

A: Support is available through the HyperRail dashboard and official support channels provided during onboarding.
A: Yes. HyperRail is designed to become API-driven in the future, while currently operating as a full-featured application.